Introduction Typically, applying for a personal loan requires you to submit identification, proof of address and income. It’s essential to verify the specific requirements in advance, as criteria and qualification standards may vary depending on the lender. For instance, lenders might evaluate your credit score, but one might have a higher threshold than the other.…
Read MoreFor customer service regarding investments and mortgages please contact us below:
Phone: (416-399-5704)
Email address: (info@hrufinancials.com)
Our administration team is available Monday to Friday, 9 a.m. to 5 p.m., excluding holidays. While we strive to acknowledge all questions within 24 hours of receipt, we appreciate your patience during high-volume periods.
We specialize in financing residential mortgages for purchase, refinance, self-employed, bridge loans, equity takeout, and more. Each deal is unique.
HRU Financial, HRU Mortgage Investment Corporation, and all affiliates and subsidiaries (hereinafter referred as “HRU Group”) have developed their privacy policy as outlined below to comply with the federal Personal Information and Electronic Documents Act (“PIPEDA”) and adopting the ten principles from the Model Code for the Protection of Personal Information.
Personal information is any information that is specific to you. We use it not only to identify you as our customer but also to understand your needs and how we can serve you better. This information includes, but is not limited to, your name, address, telephone number(s) or other identifying information, such as your date of birth, age, marital status, and identification numbers (e.g., Social Insurance Number). Some information gathered may be financial and would include such information as your place of employment, annual income, financial information, and credit records. It does not include business contact information that would typically appear on a business card, or that is available in public records such as public telephone directory information and professional and business directories open to the public.
We collect information from you and about you, only with your consent, or as required or permitted by law. We will inform you of the purposes for which we need the personal information that we collect and only collect information that is pertinent for providing the service requested. The data will be collected directly from you or your authorized representative(s), in completed applications and forms, through other means of correspondence, such as the telephone, mail, or the Internet. In some cases, and with your consent, we may need to ask an independent source to verify or provide supplemental information. These sources could include service providers such as financial institutions, your employer, or credit reporting agencies.
There are a number of reasons why we collect and use your personal information. Most of these relate to the day-to-day operations of the HRU Group and facilitate the delivery of services and products that we provide to you. In general, we use the information to:
We will only keep your personal information in our records for the length of time required to comply with legal or regulatory requirements.
We will not record in your file when personal information is disclosed to third parties for routine purposes, like:
Whenever possible, we will correct any information which we may have given to an outside organization.
If it is discovered that the information that we have on file is incorrect or obsolete, we will update our records accordingly. We reserve the right to decline a requested correction but will append a notation to the records of your requested alternative information. Whenever possible, we will correct any information which we may have given to an outside organization.
If a third party (such as a credit bureau or reporting agency) has given us information that you believe is incorrect, we will provide you with the name and address of that party so that you can contact them to correct the information that they maintain.
The security and confidentiality of your personal information is a high priority for the HRU Group. We hope that this Privacy Code is informative and useful to you. If you have any concerns regarding this Privacy Code or have any further questions, you may bring them to our attention as follows:
Compliance Officer
HRU Mortgage Investment Corporation
The information offered on HRU MIC does not provide financial advice, and should not be treated as such. HRU MIC and any agents or contractors (If any) that it may use in the execution and management of any program do not warrant or represent (either directly or indirectly). HRU MIC does not verify or provide any assurance that information provided by any issuer offering securities is accurate. Neither HRU MIC nor any of its directors, officers, employees, representatives, affiliates, or agents shall have any liability whatsoever arising, for any error or incompleteness of fact or opinion in, or lack of care in the preparation or publication, of the materials and communication on the Site. All investors should make their determination regarding any investment based on their respective independent evaluation and analysis. Return estimates are based on the issuer’s projections. Returns are not guaranteed!
www.hrumic.com (the “Site”) is a website owned and operated by HRU Mortgage Investment Corporation (“HRU MIC”). By accessing this Site and any pages on this Site, you agree to be bound by its Terms of Use and Privacy Policy, as may be amended from time to time without notice or liability.
HRU MIC does not give investment, legal, or tax advice, or provide analysis or recommendations regarding any offering posted on the Site. Past performance is not indicative of future performance and forward-looking statements. The securities offered on this Site can only be marketed in jurisdictions where public solicitation of offerings is permitted; it is solely your responsibility to comply with the laws and regulations of your country of residence. You are strongly advised to consult your legal, tax, and financial advisor before investing. All investors should make their determination.
If there is any inconsistency of information between the English and Chinese versions, the Chinese version shall prevail. HRU Mortgage Investment Corporation reserves the right to amend the Terms and Conditions at any time without prior notice.
You can learn more about investing in private placements from the OSC, FSRA, OSFI-BSIF, and CRA.